Goods in Transit Insurance

Protect your shipments with comprehensive goods in transit cover

What Is GIT Insurance?

Goods in Transit (GIT) insurance is a specialised cover designed to protect the value of your shipment against loss, damage, or theft while it is being transported by ICExpress. Unlike standard carrier liability – which is limited and subject to numerous exclusions – GIT insurance provides comprehensive protection up to the full declared value of your goods, giving you peace of mind from collection to delivery.

Why GIT Insurance Matters

Important: Without Goods in Transit insurance, all goods travel at the owner’s risk. Standard carrier liability under South African law and international conventions is severely limited and may not come close to covering the replacement value of your goods. If your shipment is lost, damaged, or stolen without GIT cover, your claim will be limited to the carrier’s standard liability – often just a fraction of what the goods are worth.

Scope of Coverage

ICExpress GIT insurance covers your shipment against accidental loss, damage, and theft from the moment our driver collects the parcel until it is delivered and signed for at the destination address. Coverage applies to both domestic and international shipments across all ICExpress service levels, including overnight express, economy road freight, cross-border, and international airfreight.

How to Activate GIT Insurance

At Time of Booking

GIT insurance must be requested and activated at the time of booking your shipment. It cannot be added after collection has taken place. When placing your booking online or through our customer portal, simply select the insurance option and declare the full replacement value of the goods you are shipping. The insurance premium is calculated automatically and added to your shipment cost.

Premium Calculation

The GIT insurance premium is calculated as a small percentage of the declared value of your shipment. The exact rate depends on the nature of the goods, the destination, and the service level selected. The premium is displayed clearly during the booking process so there are no surprises – you will see the exact insurance cost before confirming your shipment.

Key Terms & Conditions

Excess

An excess of the higher of R500 or 10% of the declared value applies to every claim. This means the first R500 (or 10%, whichever is greater) of any loss is borne by the shipper.

Claims Period

All claims must be submitted within 7 days of delivery (or expected delivery date for lost shipments). Claims submitted outside this window may be declined.

Proof of Delivery

For damage claims, the POD must show that the shipment was received damaged or incomplete. Ensure the receiver notes any visible damage at the time of delivery.

Undervaluation Risk

If the declared value is less than the actual value of the goods, the claim payout will be proportionally reduced. Always declare the true replacement value.

Benefits of GIT Insurance

Full replacement value protection for loss, damage, and theft
Coverage from collection through to signed delivery
Applies to domestic, cross-border, and international shipments
Simple activation at time of booking – no separate policy required
Premium is clearly displayed before you confirm your booking
Fast claims processing with dedicated support

Common Exclusions

While GIT insurance provides broad coverage, certain exclusions apply. The following are typically not covered:

Inadequate packaging – damage resulting from insufficient or improper packaging by the shipper
Inherent vice – deterioration due to the nature of the goods (e.g., perishables spoiling)
Prohibited items – goods that are not permitted for transport under our terms of carriage
Undeclared or misdeclared goods – contents that differ from what was declared on the waybill
Consequential losses – lost profits, missed deadlines, or indirect damages
War, civil unrest, or government action – force majeure events beyond carrier control

Ship With Confidence

Protect your valuable shipments with ICExpress Goods in Transit insurance. Add cover when you book – it only takes a moment.

Book & Insure Now Speak to Our Team